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Apr 21, 2016
2 min read

Our agency has a market for the Commercial For Hire Trucking. Below are some key highlights of one of our programs.


Primary Liability • We offer limits up to $2 million—plus, we transmit state and federal filings promptly to get you in business fast. Non-Trucking Liability (NTL)* • When truckers are under permanent lease to a motor carrier that provides their Primary Liability coverage, NTL provides liability coverage while they use their truck for most non-business, personal use. NTL will not provide coverage when the customer is hauling any type of cargo, whether they are being paid or not, or coverage for any activities deemed to benefit the motor carrier. Motor Truck Cargo • Helps truckers cover the value of the cargo they haul as well as additional costs, such as debris removal, earned freight charges and more with separate limits and no additional deductible. Motor Trucking General Liability (GL) • Helps professional truckers meet a contractual requirement with GL—which pays for damages caused by them when they’re not driving. Rental with Downtime • Helps truckers get a temporary rental if their vehicle’s down due to a covered cause of loss; if a replacement can’t be found, it pays them up to the daily maximum limit to help them cover expenses—even if they can’t work. Motor Truck Cargo Refrigeration Breakdown • Provides truckers with legal liability protection for a loss due to accidental breakdown of refrigeration or heating units. Plus, you can get these Physical Damage coverages with or without Liability coverage: Permanently Attached Equipment • Provides additional coverage for equipment, such as loaders and tarping systems, when included in the stated amount. Comprehensive Only • Makes it easy for customers to continue limited coverage while storing a vehicle during the off-season. Trailer Interchange • Provides Physical Damage coverage to any non-owned trailer a trucker is using— normally required when hauling a trailer under a Trailer Interchange Agreement.


 
 
 

Flood insurance. Doesn't that term have such a lovely ring to it? For most people, not so much. The idea of having to insure property against flood water is painful. I have a sneaky feeling it is for one, forced upon you by the banks. Second, it is a government program. Third, the general public is not made aware of pro's and con's of the program itself.

That is where I step in!!


Here is the scenario.

Husband & Wife want to buy a home. They search and finally find that perfect home. Nestled up near a creek bed.. they can picture it now, sound of water running while they warm next to the fire during the summer months. Its a beautiful picture. They rush to the realtor, put an offer in.... then.... realtor suggests they speak to an agent about flood insurance.

Optimistically; they walk into the insurance office expecting to hear good news about their dream property. Unfortunately, the private market declined the risk due to the elevation. The FEMA program is so expensive that it is cost prohibitive for their budget.

Now I have two people at my desk who are now down, upset, confused. But... there is hope! After I explain how they can best shop for homes near their preferred creek bed, how they can utilize our agency for quick response to flood zoning, quoting and more, they leave with an educated approach to home shopping and financing.

My goal is to educate. Help the community better understand flood insurance, map rating, zoning, fees and retrofitting. The goal is to get folks into homes that they love and enjoy protecting not only from fire, but the wonderful gift of water.

Please call our agency for your education about flood insurance before you put your offer in. It can make or break the deal, we aim to make the deal work for you.


 
 
 


If you plan to travel to these States this summer, be certain to take extra precaution when parking/storing your motorcycle. Below is the total amount of theft in 2015 in the top 10 states in the USA.

California (7,221)

Florida (4,758)

Texas (3,403)

South Carolina (2,160)

New York (1,902)

North Carolina (1,866)

Nevada (1,408)

Georgia (1,393)

Indiana (1,333)

Virginia (1,253)

Most active month of the year for theft: August.

Be sure you have the right coverage for traveling as well. Give us a call at 307-655-8001.


 
 
 
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Weaver Insurance Agency is a proud member of Sheridan, Wyoming. We strive to educate and protect our neighbors throughout the region.  Strengthen and support the local businesses so that they, in return, continue their contributions to the economy for many years to come.  

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