Our agency has a market for the Commercial For Hire Trucking. Below are some key highlights of one of our programs.
Primary Liability • We offer limits up to $2 million—plus, we transmit state and federal filings promptly to get you in business fast. Non-Trucking Liability (NTL)* • When truckers are under permanent lease to a motor carrier that provides their Primary Liability coverage, NTL provides liability coverage while they use their truck for most non-business, personal use. NTL will not provide coverage when the customer is hauling any type of cargo, whether they are being paid or not, or coverage for any activities deemed to benefit the motor carrier. Motor Truck Cargo • Helps truckers cover the value of the cargo they haul as well as additional costs, such as debris removal, earned freight charges and more with separate limits and no additional deductible. Motor Trucking General Liability (GL) • Helps professional truckers meet a contractual requirement with GL—which pays for damages caused by them when they’re not driving. Rental with Downtime • Helps truckers get a temporary rental if their vehicle’s down due to a covered cause of loss; if a replacement can’t be found, it pays them up to the daily maximum limit to help them cover expenses—even if they can’t work. Motor Truck Cargo Refrigeration Breakdown • Provides truckers with legal liability protection for a loss due to accidental breakdown of refrigeration or heating units. Plus, you can get these Physical Damage coverages with or without Liability coverage: Permanently Attached Equipment • Provides additional coverage for equipment, such as loaders and tarping systems, when included in the stated amount. Comprehensive Only • Makes it easy for customers to continue limited coverage while storing a vehicle during the off-season. Trailer Interchange • Provides Physical Damage coverage to any non-owned trailer a trucker is using— normally required when hauling a trailer under a Trailer Interchange Agreement.
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