North America Timber Program
The longest-operating independent program for loggers and logging contractors in the United States, insuring timber fallers and in-woods operations with admitted carriers going back to 1979. We provide underwriting, property and casualty, loss control, claims, and marketing services for appointed agencies in 32 states, including Alaska.
Areas of Expertise
Loggers and logging contractors, mechanized and timber fellers, forestry services, chipping operations, log road builders, reforestation contractors, timber dealers, log yards.
General liability
Protects your company against bodily injuries, property damage, product damage, copyright violation, legal costs, and more
Loggers Broad Form Property Damage
This specialized general liability coverage protects against property damage to timberlands you’re working on, damage from loading and unloading of logs, and fire suppression costs incurred by others.
Commercial Property
The success of your logging business relies on the property associated with it. Commercial property insurance can offer you a financial safety net if disaster hits and your business’s property is damaged by fire, weather, or smoke.
Commercial Auto
Even if you use a personal vehicle for work, a personal auto insurance policy doesn’t cover the car while it’s being used for work purposes. A commercial auto policy can cover all your work equipment: pickups, log trucks, dump trucks, low boys, and water trucks.
Logging Equipment (Inland Marine)
Your commercial property insurance doesn’t cover your logging equipment. This policy is specifically designed to cover your equipment, whether it’s in the woods or in your work yard.
Pollution Liability
While you’re working, there is a chance for pollution - whether it comes from a fuel truck leak or an accident with one of your pickups. Pollution liability can help cover bodily injury claims, cleanup, and property damage
Cargo
Protects the truck driver and the trucking company from financial loss due to cargo damage or theft after a wreck. (Covers the cargo during the transportation of logs)
Excess Liability
An additional layer of liability protection in the event of a large loss that exhausts your underlying liability limits.
Program Limits up to $10,000,000
RISK FACTORS
Weight of Logs
The weight of logs makes the risk a lot more dangerous in the event of a collision. Whether you are hauling logs on backroads, main city roads, or the highway, the risk is related to the speed and weight of what you’re hauling. Log Trucks are more prone to accidents compared to other types of trucks which can impact the premium