LIFE INSURANCE - RETIREMENT - INVESTMENTS
Whole Life
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Individual
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Group
Term Life
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Individual
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Group
Accident & Critical Illness
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Group
Disability - Long Term
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Individual
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Group
401K
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Group
Health
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Individual
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Group
Dental & Vision
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Individual
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Group
Long Term Care
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Individual
Annuities
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Individual
Prescription Discount Plans
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Individual
Buy Sell Agreements
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Business
Key Employee Coverage
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Business
Planning for the life you want can be difficult while you’re busy managing the life you have. Whole Life Insurance provides permanent, portable, lifetime protection. It has built-in guarantees, with level premiums, it pays a death benefit to your loved ones, and builds cash value that you can access for any reason.
With term insurance, you make premium payments so that in the event of your passing, your loved ones and beneficiaries will receive the death benefit proceeds from the policy. Term insurance is for a specific period of time.
A critical illness - like a heart attack, or invasive care - can have an emotional, physical, and financial impact on you and your family.
Group Accident Insurance can help you be better prepared for their potential financial impact to your life. It provides a lump-sum benefit paid to you, so you can spend less time worrying about expenses and more time healing.
You have people that depend on you financially, college tuition
to cover, and mortgage payments to make. So if you rely on your
income, then you should know that disability income insurance can
help you protect 45 percent to 65 percent of your income should you
become too sick or hurt to work.
A 401(k) is a type of workplace retirement savings plan that allows employees to contribute a portion of their income with pre-tax dollars into their own retirement investment account. Although 401(k)s are the most commonly offered retirement savings plan amongst U.S. employers today, there are many variations such as 403(b), 457, and 401(a) plans that offer similar features and benefits.
Employers: Be confident that you have the right solution benefits for your organization with UnitedHealthcare’s proven benefits strategy.
Individuals: Everyone is different, so it’s important to choose a health insurance plan that works for your lifestyle and your financial picture
Dental: With a full suite of dental plan options, each with different levels of choice, coverage and savings, it’s easier to find a plan that fits your company’s needs.
Vision: We cover eye exams, glasses and frames or contact lenses instead of glasses. Copays may apply. In addition, members receive discounts on laser eye surgery, hearing aids, contact lenses and more
The need for long term care can result from illness, impairment, or even something as unexpected as an accident or injury, so it’s critical to take action to help protect your future. If you were to require long term care, you would want to be able to cover your expenses and choose how and where you get assistance. Long term care (LTC) insurance can not only help you protect your assets — it can allow you to maximize your independence.
Fixed and Indexed: There are many different ways to think about retirement, and your dreams may not appear on anyone’s bucket list but your own. No matter how you envision retirement, having the freedom to live life your way will depend, at least in part, on having a secure source of reliable income. Annuities are one of the few sources of retirement income that can guarantee income for life.
Don't pay full price! Save 10% to 85% on most prescriptions at over 60,000 pharmacies. Just present your card to save an average of 46% at locations nationwide.
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Even if you have insurance, present both cards at the pharmacy to receive the lowest price
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Immediate family included
A buy-sell agreement is a legally binding agreement that requires one party to sell, and another party to buy a particular ownership interest in a business. A buy-sell agreement can be designed to protect the business from certain triggering events, the most common of which are often referred to as the five D’s – death, disability, divorce, departure (either voluntary or involuntary) and disqualification.
You already know how important your employees are to the success of your business. What you may not have thought about is how much the contributions of certain key employees are worth to your business—whether it's their creative genius, sales acumen, or leadership role.